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Looking back at stocks I have bought over the last ten years and comparing the results, I would have to say that I have done much better making the decision on the weekend than I did during the trading day with too many distractions, news flashes, and my own rambunctiousness.

[From Websters - marked by uncontrollable exuberance: Unruly] I have found various factors that make a difference in the long-term success of investments.

Adding WHEN to make the decision is not a factor I've encountered.

Simply put, if I was to create a value fund based on my other tested factors, I can now say with almost absolute certainty that adding the 'When factor' would improve its results.

So my short list of stock fund criteria includes the following: Strong sustainable cash flow Low Price-to-Book ratio Low Price-to-Sales ratio Return on Equity (ROE) higher than the P/E ratio (trailing) Positive return on Invested Capital (ROIC) AND NOW - do not make buy decisions when the market is open I think it is always a good idea to make decision...

Technically, Web 2.0 has ensured the replacement of the personal computer as a platform by the net.

Now a host of services like Word, Excel, PowerPoint, and many others are available on the internet and users don't need to install costly softwares on their PCs.

They can directly use these tools on the net and save their work there itself.Growing trendNow, what exactly is a Web 2.0 website and how does it affect the lives of millions logging onto the net.

So, for all those who have little or no clue about this new concept, here's a list of some of the sites and services.

There are hundreds of Web 2.0 websites that are catering to the increasing appetite of the online community.

According to a business report, more than 1000 Web 2.0 companies were started in Silicon Valley last year.

The rise of this new Web can be attributed to the need for a more collaborative platform.

The web pages on the original web were too static and there was no way a user could have contributed or customized them the way he wanted.User primacyBut Web 2.0 is a different ballgame.

Now Internet users can contribute and create all types of content - from text (www.wikipedia.org) to pictures (www.photobucket.com) to videos (www.muvee.com) to personal information (www.hi5.com) to open source software (www.openoff...

Now it’s also home to writings in a much more elastic medium, the blogosphere.

The blog at http://www.loc.gov/blog is authored by Matt Raymond, the library’s co...